Your Trusted Health Insurance Agent

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Why choose us as your independent licensed insurance agent in California?

Keith Betkowski is an independent licensed insurance agent in California with AGA Life and Health, representing most major Medicare Advantage & Medicare Supplement Insurance plans. We offer our services at NO COST to you:

  • Personal appointments with you and your spouse
  • Reviewing your plan
  • Explaining the plan and limitations of each plan
  • Providing detailed information on time frames and enrollment periods
  • Assuring that your plan covers your medications and stays within your budget
Our Blog

Medicare Insurance and Health Tips

How Rising Healthcare Costs Impact Medicare Planning

Healthcare costs continue to rise across the United States, affecting individuals of all ages. For Medicare beneficiaries, understanding how these cost trends influence coverage decisions is an important part of financial and healthcare planning. Medicare helps protect beneficiaries from many … Continue reading

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Staying Safe and Healthy When the Weather Turns Cold

Cold and flu season has begun, along with the other health and safety risks that come along with cold weather. Here’s how to protect yourself and your loved ones. Continue reading

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Show Me Your Scars and Tell Me Your Stories

Scars aren’t just marks on our skin — they’re silent storytellers of battles fought, hearts broken, lessons learned, and strength found in the wreckage. Each scar, whether visible or hidden deep within, carries a memory — a moment when life … Continue reading

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